We’ll connect you with a regulated debt specialist who may be able to help.
Subject to eligibility and individual circumstances.
Check If You QualifyThere are a number of debt solutions available in the UK. If you’re struggling with debt, a regulated debt advisor may be able to explain which options are available based on your individual situation. Below is an overview of some of the common solutions that may be discussed.
A legally binding agreement with creditors to repay a portion of your debts over time. IVAs are arranged and managed by an insolvency practitioner.
Only available through a licensed professional. Subject to eligibility.
An informal agreement to repay debts at a more affordable rate. Payments are typically made monthly to a third party who distributes the money to creditors.
Creditors may agree to freeze interest or charges, but this isn’t guaranteed.
A formal agreement to repay part of your debt over a set period, usually 4 years. Requires approval from a majority of creditors.
Only available in Scotland. Managed by a licensed insolvency practitioner.
A debt solution for people with low income and few assets. It may allow eligible debts to be written off after 12 months without payment.
Only available through approved intermediaries. Not available in Scotland.
A government-backed plan to repay debts through one affordable monthly payment. Legal protection from creditor action applies while the plan is active.
Only available in Scotland.
Releasing equity from your home may allow you to repay unsecured debts. This can also reduce monthly mortgage payments, depending on terms.
Seek regulated mortgage advice before proceeding. This is not a debt solution itself.
A legal process that may write off debts you cannot afford to repay. It involves court procedures and may affect your credit and assets.
Different rules apply in England, Wales, Northern Ireland and Scotland.
A simplified form of bankruptcy for people with low income and limited assets.
Only available in Scotland. Subject to eligibility criteria.
We are not authorised by the Financial Conduct Authority and do not provide debt advice. We operate as a lead generation business and may refer you to one of our FCA-authorised partners who provide regulated debt advice and solutions. We may receive a referral fee or commission for introductions, at no extra cost to you.
Company Number: 12736546
Registered in England & Wales
ICO Registration Number: ZB675712
Phone: 0161 388 0215
Email: enquiries@backincontrolsolutions.co.uk
1. Who We Are
This website is operated by Back in Control Solutions Ltd, a company registered in England and Wales (Company Number: [12736546].
We are a lead generation company. We do not provide regulated debt advice, but we refer individuals to FCA-authorised debt solution providers.
2. What Information We Collect
When you use our website or fill out a form, we may collect the following personal data:
• Full name
• Email address
• Phone number
• Address (if provided)
• Details about your debts and creditors
• Employment and income information
• Any other information you choose to submit
3. How We Use Your Information
We use your data to:
• Assess your situation and determine suitable referral options
• Refer you to an FCA-authorised debt advice provider
• Communicate with you regarding your enquiry
• Improve our website and services
• Comply with legal obligations
We do not sell your personal data to third parties.
4. Legal Basis for Processing
We process your personal data based on:
• Consent – When you submit your details and agree for us to contact you and refer you to a third party
• Legitimate Interest – For internal business purposes like lead handling and service improvement
5. Who We Share Your Data With
We may share your data with trusted FCA-regulated debt solution providers, solely for the purpose of helping you explore debt solutions. These partners are independently regulated and will contact you directly to discuss your options.
We do not share your data with marketing companies or unrelated third parties.
6. Data Storage and Security
We store your data securely using encrypted systems and restrict access to authorised staff only. We take appropriate measures to prevent loss, misuse, or unauthorised access to your data.
7. Data Retention
We retain your personal data for as long as necessary to fulfil the purpose it was collected for. If your enquiry does not proceed, we will delete your data within 12 months unless required by law to keep it longer.
8. Your Rights
You have the right to:
• Access the personal data we hold about you
• Correct or update your data
• Request deletion of your data
• Withdraw your consent at any time
• Lodge a complaint with the Information Commissioner’s Office (ICO)
To exercise any of these rights, email us at:
What Are Cookies?
Cookies are small text files placed on your device when you visit a website. They help us understand how our site is being used, improve your experience, and support our marketing efforts.
Types of Cookies We Use
• Essential Cookies – These are necessary for the site to function (e.g. form submissions).
• Analytics Cookies – We use tools like Google Analytics to track website traffic and understand how visitors use our site.
• Marketing Cookies – We may use third-party services (e.g. Facebook Pixel) to help deliver relevant advertising.
Your Consent
When you first visit our site, we ask for your consent to use non-essential cookies. You can choose to accept or reject them.
You can also manage or delete cookies at any time through your browser settings.
How to Disable Cookies
You can disable cookies through your browser’s settings. However, some parts of the website may not function properly without them.
Contact Us
If you have any questions about our use of cookies, please contact us at:
Who We Are
This website is operated by Back in Control Solutions Ltd. We are a lead generation company and refer clients to FCA-authorised debt solution providers. We do not offer regulated debt advice.
How to Make a Complaint
You can submit a complaint by contacting us via:
• Email: enquiries@backincontrolsolutions.co.uk
• Post: Registered in England & Wales
• Subject line: Complaint – Back In Control Solutions
Please include:
• Your full name
• The nature of your complaint
• Relevant dates or reference numbers
• How you’d like us to resolve it
What Happens Next?
1. We’ll acknowledge your complaint within 3 working days.
2. We aim to resolve complaints within 10 working days.
3. If your complaint relates to a partner firm we’ve referred you to, we’ll provide their contact details and help you raise it with them directly.
If You’re Still Unhappy
If your complaint relates to how your personal data was handled, you have the right to contact the Information Commissioner’s Office (ICO):
• Website: https://ico.org.uk
• Helpline: 0303 123 1113
1. Who We Are
• We are Back in Control Solutions Ltd (Company No: 12736546).
• We are not FCA-authorised and do not provide regulated debt advice.
• We act as an introducer to FCA-authorised firms who can provide regulated debt help.
2. Our Role
We collect basic information through our website to help assess your financial situation and, if appropriate, refer you to a suitable FCA-authorised debt advice provider. You are under no obligation to proceed with any service offered.
3. No Financial Advice
Nothing on this website should be taken as financial advice. All regulated debt advice will be provided by fully FCA-authorised firms.
4. Use of Website
You agree not to use our website:
• For fraudulent or misleading purposes
• To transmit viruses or malicious software
• To harvest data or attempt unauthorised access
We reserve the right to restrict access or take legal action if you breach these terms.
5. Liability Disclaimer
While we aim to provide accurate information, we do not guarantee that the content is error-free or up to date. We are not responsible for any loss or damage resulting from reliance on information found on this site or following a referral.
6. Third-Party Links
Our website may link to external websites. We are not responsible for their content or privacy practices.
7. Intellectual Property
All website content is owned by Back in Control Solutions Ltd unless stated otherwise. You may not reuse or reproduce content without our permission.
8. Changes to These Terms
We may update these Terms from time to time. Continued use of our website means you accept the latest version.
9. Contact Us
If you have questions about these Terms, please contact us at:
• Email: enquiries@backincontrolsolutions.co.uk
• Post: 62 Seymour Grove, Manchester, M16 0LN
1) How much debt do you have?
2) How many creditors do you have?
3) What is your residential status?
4) What is your current employment status?
5) Enter your personal information
We’ll contact you shortly to go over your situation and help guide you through your next steps.